4090 32ND AVE SE Naples, FL 34117

MAJOR PRICE IMPROVEMENT — NOW $429,900! Exceptional value in Golden Gate Estates, a spacious 3-bedroom, 2-bathroom CBS home offering 1,775 sq ft of living area on a generous 1.14-acre lot with absolutely NO HOA!

This well-built single-story home features an open floor plan with volume ceilings, a split-bedroom design for privacy, and natural light streaming through oversized windows. The kitchen is equipped with solid wood cabinetry with raised panel doors, beautiful granite countertops with matching backsplash, stainless steel appliances (range, refrigerator with ice maker, dishwasher, microwave, and disposal), and recessed lighting.

The recently remodeled primary bathroom is a genuine highlight, featuring large-format marble-look porcelain tile on walls and floors, a frameless glass-enclosed walk-in shower with decorative pebble stone flooring, a separate soaking tub with elegant tile surround, a sleek modern gray vanity with white countertop, an LED-backlit mirror, and contemporary chrome fixtures. This spa-like retreat is a luxury upgrade rarely found at this price point.

ALL MAJOR SYSTEMS WERE UPDATED IN 2018 — including a complete roof replacement with architectural shingles (Collier County permitted and finaled), a Rheem 3.5-ton split A/C system (permitted and finaled), water heater, and complete water treatment system. These updates provide significant insurance premium advantages and years of worry-free ownership.

The functional 2-car attached garage features an automatic door opener and provides direct interior access. Step through sliding glass doors to the tiled screened lanai with ceiling fan — overlooking the expansive, private backyard with mature trees providing natural screening on this oversized 1.14-acre upland lot.

CBS concrete block construction combined with manual hurricane shutters and FEMA Flood Zone X designation (no lender-required flood insurance) make this property exceptionally affordable to own and insure. The 2018 roof and CBS construction qualify for estimated 25-45% wind mitigation credits.

Property is VACANT and available for IMMEDIATE SHOWING — lockbox access, no appointment restrictions, open house friendly. Interior needs cosmetic updating (paint, general freshening) — priced accordingly at just $242/sq ft, below recent comparable sales. This is an outstanding opportunity for owner-occupants ready to add their personal touch or investors seeking a cosmetic value-add play. After renovation, comparable homes in the area sell for $500,000-$550,000.

No HOA means total freedom — boats, RVs, horses, outbuildings, pool, and ADU all permitted per Collier County zoning. Golden Gate Estates is one of Collier County's fastest-growing communities with convenient access to Collier Blvd shopping, I-75, downtown Naples and Gulf beaches (25-30 minutes), and Marco Island (30 minutes).

All financing types welcome — FHA, VA, Conventional, Cash, and DSCR. This is Estates living at a price that works!